Looking for the Unfair Insurance Trade Practices Act

Emergency Response Restoration recently reviewed an attorney written article, on an attorney owned blog, which outlines the Unfair Insurance Trade Practices Act ("UITPA") and the reason for its inception in the 70's.  The article revels that Florida became the first state to implement portions of the UITPA into its  Florida's “Civil Remedy Statute” FL § 624.155, commonly known as the Florida Bad Faith Statute, in 1982 but a Google search for UITPA finds nothing and Google insists UITPA is spelled incorrectly and recommends UTPA or the University of Texas - Pan American.  Wikipedia and Bing had similar results which really makes one wonder why such pertinent and relevant consumer focused information is, apparently, not to be found although history revels the need for such information and governmental protection as early as the 1970's.  Similarly, a web search for "bad faith insurance florida" brings hundreds of hits and even revels attorneys and law firms that specialize in holding insurance companies accountable for their bad faith insurance practices.  It is clear that Bad Faith Insurance is BIG business and the insurance industry will stop at nothing to control all aspects of this vital and consumer necessitated information to unscrupulously protect its fraudulent and widely promoted "good neighbor" image.

Having served the our fellow Floridians for numerous years in good faith, Emergency Response Restoration can vividly recall a personal brush with such bad faith practices when a major insurance company dropped all of it FL Homeowner's Insurance customers, to protect its profits, but in the same breath told the same customers - it just purposely blighted - that they want to keep the automobile policies.  Any person or company with honorable intentions would be floored by the audacity of this asinine and other worldly concept but this insurance company was serious which reveals how out-of-touch these companies are with their customers and how inelastic and beyond reproach the insurance companies really envision themselves to be.

It is for these reasons that a customer who is suffering from accidental or emergency water damage needs to choose a company that is not the lap dog of the insurance company.  These adjustor preferred and adjustor recommended companies are preferred and recommended because they have demonstrated to the insurance company adjustor that they will cut whatever corners necessary to appease the adjustor meaning protect the profits and reduce costs by using substandard equipment, labor, or practices.  In turn, the insurance company then employs these same protected profits and cut costs to maintain the insurance company's image of being consumer focused while doing all it can to implement further bad faith practices and control all points to the contrary.

It's your money.

It's your choice.

Choose Wisely

Choose a customer focused, independent emergency restoration company.

This article is composed by and offered as a public service by Jimmy K. Jimmy K is the Independent Owner and Operator of Emergency Response Restoration (http://www.emergencyresponserestoration.com/), 2665 N Atlantic Avenue, Daytona Beach, FL 32118. Jimmy K is a true consumer advocate who is not afraid to battle the insurance company to ensure the proper restoration of the consumer's water damaged home office or asset.