As posted on Floodsmart.Gov
* Floods and flash floods happen in all 50 states.
* Everyone lives in a flood zone. (For more information, visit our Flood Zones FAQs.)
* Most homeowners insurance does not cover flood damage.
* If you live in a Special Flood Hazard Area (SFHA) or high-risk area and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance.
* Just an inch of water can cause costly damage to your property.
* Flash floods often bring walls of water 10 to 20 feet high.
* A car can easily be carried away by just two feet of floodwater.
* Hurricanes, winter storms and snowmelt are common (but often overlooked) causes of flooding.
* New land development can increase flood risk, especially if the construction changes natural runoff paths.
* In a high-risk area, your home is more than twice as likely to be damaged by flood than by fire.
* The average annual U.S. flood losses in the past 10 years (1994-2004) were more than $2.4 billion.
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